A financial institution’s provision for customers to manage their accounts and conduct transactions via a smartphone or tablet. This offering allows users to perform banking activities such as checking balances, transferring funds, paying bills, and depositing checks remotely, using a dedicated application provided by the credit union.
The availability of such remote access provides substantial convenience and efficiency for members. It reduces the need for in-person visits to branches or reliance on traditional mail-based banking. Furthermore, the tools often incorporate security features like multi-factor authentication and encryption to protect sensitive financial information, contributing to a secure banking experience.
